Terms & Conditions

Welcome to SICA Mobile: Terms & Conditions.

We provide services to you subject to the notices, terms, and conditions set forth in this agreement. Besides, you will obey the rules, guidelines, policies, terms, and conditions applicable to such services before you use them. We reserve the right to change this site and these terms and conditions at any time without any notice. Before proceeding, please read this agreement because accessing, browsing, or otherwise using the site indicates your agreement to all the terms and conditions in this agreement. You shall not upload, distribute, or otherwise publish through this site any content, information, or other material that before proceeding, please read this agreement because accessing, browsing, or otherwise using the site indicates your agreement to all the terms and conditions in this agreement. You shall not upload, distribute, or otherwise publish through this site any content, information, or other material that;

  • (a) includes any bugs, viruses, worms, trap doors, trojan horses, or other harmful code or properties;
  • (b) is libelous, threatening, defamatory, obscene, indecent, pornographic, discriminatory, or could give rise to any civil or criminal liability under the laws of the U.S. or the laws of any other country that may apply; or
  • (c)violates or infringes upon the copyrights, patents, trademarks, service marks, trade secrets, or other proprietary rights of any person.

“sicamobile.com” may give you an account identification and password to enable you to access and use certain portions of this Site. Each time you use a password or identification, you are deemed to be authorized to access and use the Site in a manner consistent with the terms and conditions of this agreement, and “ sicamobile.com” has no obligation to investigate the source of any such access or use of the site. By accepting these Terms of Use through your use of the Site, you certify that you are 18 years of age or older.

If you are under 18 years old, please use this Site only under the supervision of a parent or legal guardian. Subject to the terms and conditions of this agreement, hereby grants you a limited, revocable, non-transferable, and non-exclusive license to access and use the site by displaying it on your Internet browser only for the purpose of any of our products and services listed at this website and not for any commercial use or use on behalf of any third party, except as explicitly permitted by sicamobile.com in advance.

Any violation of this Agreement shall result in the immediate revocation of the license granted in this paragraph without notice to you. Unless explicitly permitted by our company in advance, all materials, including images, text, illustrations, designs, icons, photographs, programs, music clips or downloads, video clips and written and other materials that are part of this Site (collectively, the “Contents”) are intended solely for personal, non-commercial use. You may not make any commercial use of any of the information provided on the Site or make any use of the Site for the benefit of another business. We reserve the right to refuse service, terminate accounts, and/or cancel orders in its discretion, including, without limitation, if we believe that customer conduct violates applicable laws or is harmful to our interests. You may not reproduce, distribute, display, sell, lease, transmit, create derivative works from, translate, modify, reverse-engineer, disassemble, decompile, or otherwise exploit this Site or any portion of it unless expressly permitted by our company in writing.

You will be solely responsible for all access to and use of this site by anyone using the password and identification originally assigned to you whether such access to and use of this site is authorized by you, including without limitation, all communications and transmissions and all obligations (including without limitation financial obligations) incurred through such access or use. You are solely responsible for protecting the security and confidentiality of the password and identification assigned to you. You shall immediately notify sicamobile.com of any unauthorized use of your password or identification or any other breach or threatened breach of this Site’s security.

AGREEMENT TO TERMS OF USE.

These terms govern your use of the site (as defined below) and (the “Terms of Use”) apply to the SICA Mobile website located at “www. sicamobile.com” including, if any, all associated sites linked to SICA Mobile website. The Site is the property of SICA Mobile and BY USING THE SITE, YOU AGREE TO THESE TERMS OF USE; IF YOU DO NOT AGREE, DO NOT USE THE SITE. We (SICA Mobile) reserve the right, at its sole discretion, to change, modify, add, or remove portions of these Terms of Use, at any time without any prior notice. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Site following the posting of changes will mean that you accept and agree to the changes. As long as you comply with these Terms of Use, SICA Mobile grants you a personal, non-exclusive, non-transferable, limited privilege to enter and use the Site for its operations. If you are under the age of 18 you need your parents’ permission before using the site or registering.

CONTENT.

All content on the site is owned by SICA Mobile that is, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, artwork and computer code (collectively, “Content”), including but not limited to the design, structure, selection, coordination, expression, “look and feel” and arrangement of such Content, contained on the Site is owned, controlled or licensed by SICA Mobile and is protected by trade dress, copyright, patent and trademark laws, and various other intellectual property rights and unfair competition laws. Except as expressly provided in these Terms of Use, no part of the Site and no Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, or distributed in any way (including “mirroring”) to any other computer, server, Web site or other medium for publication or distribution or for any commercial enterprise, without SICA Mobile express prior written consent.

YOUR USE OF THE SITE.

You may not use, if any “deep-link”, “page-scrape”, “robot”, “spider” or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the Site or any Content, or in any way reproduce or circumvent the navigational structure or presentation of the Site or any Content, to obtain or attempt to obtain any materials, documents or information through any means not purposely made available through the Site. SICA Mobile reserves the right to ban any such activity. You may not attempt to gain unauthorized access to any portion or feature of the Site, or any other systems or networks connected to the Site or to any of our server, or to any of the services offered on or through the Site, by hacking, password “mining” or any other illegitimate means. You may not probe, scan, or test the vulnerability of the Site or any network connected to the Site, nor breach the security or authentication measures on the Site or any network connected to the Site. You may not reverse look-up, trace or seek to trace any information on any other user of or visitor to the Site, or any other customer of SICA Mobile, including any SICA Mobile account not owned by you, to its source, or exploit the Site or any service or information made available or offered by or through the Site, in any way where the purpose is to reveal any information, including but not limited to personal identification or information, other than your own information, as provided for by the Site. You agree that you will not take any action that imposes an unreasonable or disproportionately large load on the infrastructure of the Site or SICA Mobile systems or networks, or any systems or networks connected to the Site or to SICA Mobile. You agree not to use any device, software, or routine to interfere or attempt to interfere with the proper working of the Site or any transaction being conducted on the Site, or with any other person’s use of the Site. You may not forge headers or otherwise manipulate identifiers in order to disguise the origin of any message or transmittal you send to SICA Mobile on or through the Site or any service offered on or through the Site. You may not pretend that you are, or that you represent, someone else, or impersonate any other individual or entity. You may not use the Site or any Content for any purpose that is unlawful or prohibited by these Terms of Use, or to solicit the performance of any illegal activity or other activity which infringes the rights of SICA Mobile or others.

ACCOUNTS, PASSWORDS AND SECURITY.

Certain features or services offered on or through the Site may require you to open an account (including setting up an SICA Mobile ID and password). You are entirely responsible for maintaining the confidentiality of the information you hold for your account, including your password, and for any and all activity that occurs under your account as a result of your failing to keep this information secure and confidential. You agree to notify us immediately of any unauthorized use of your account or password, or any other breach of security. You may be held liable for losses incurred by us or any other user of or visitor to the Site due to someone else using your SICA Mobile ID, password, or account as a result of your failing to keep your account information secure and confidential. You may not use anyone else’s SICA Mobile ID, password, or account at any time without the express permission and consent of the holder of that Account ID, password. SICA Mobile cannot and will not be liable for any loss or damage arising from your failure to comply with these obligations. SICA Mobile consider signing up for email access at our website before gaining access to any of the information is considered as an account.

 

PRIVACY.

SICA Mobile Privacy Policy applies to the use of this Site, and its terms are made a part of these Terms of Use by this reference. To view check our Privacy Policy, Additionally, by using the Site, you acknowledge and agree that Internet transmissions are never completely private or secure. You understand that any message or information you send to the Site may be read or intercepted by others, even if there is a special notice that a particular transmission (for example, debit or credit card information) is encrypted. Links to Other Sites Like Online Sale, Merchant Services.

This Site may contain links to other independent third-party Web sites (“Linked Sites”). These Linked Sites are provided solely as a convenience to our visitors. Such Linked Sites are not under SICA Mobile control, and SICA Mobile is not responsible for and does not endorse the content of such Linked Sites, including any information or materials contained on such Linked Sites. You will need to make your own independent judgment regarding your interaction with these Linked Sites. You may also review our Privacy Policy.

INDEMNITY.

You agree to indemnify and hold SICA Mobile its officers, directors, shareholders, predecessors, successors in interest, employees, agents, subsidiaries, and affiliates, harmless from any demands, loss, liability, claims or expenses (including attorneys’ fees), made against SICA Mobile by any third party due to or arising out of or in connection with your use of the Site.

LIMITATION OF LIABILITY

Except where prohibited by law, in no event will SICA Mobile be liable to you for any indirect, consequential, exemplary, incidental, or punitive damages. If, notwithstanding the other provisions of these Terms of Use, SICA Mobile is found to be liable to you for any damage or loss which arises out of or is in any way connected with your use of the Site or any Content, Our liability shall in no event exceed the greater of (1) the total of any subscription or similar fees with respect to any service or feature of or on the Site paid in the six months prior to the date of the initial claim made against SICA Mobile. Check our Consumer Policy.

VIOLATION OF THESE TERMS OF USE

SICA Mobile may disclose any information we have about you (including your identity) if we determine that such disclosure is necessary in connection with any investigation or complaint regarding your use of the Site, or to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally). SICA Mobile rights or property, or the rights or property of visitors to or users of the Site, including our customers. We always reserve the right to disclose any information that we deem necessary to comply with any applicable law, regulation, legal process, or governmental request. We also may disclose your information when we determine that applicable law requires or permits such disclosure, including exchanging information with other companies and organizations for fraud protection purposes. You acknowledge and agree that SICA Mobile may preserve any transmittal or communication by you with SICA Mobile through the Site or any service offered on or through the Site, and may also disclose such data if required to do so by law or we determine that such preservation or disclosure is reasonably necessary to

  • (1) comply with legal process,
  • (2) enforce these Terms of Use,
  • (3) respond to claims that any such data violates the rights of others, or
  • (4) protect the rights, property, or personal safety of SICA Mobile, its employees, users of or visitors to the Site, and the public.

You agree that SICA Mobile may, in its sole discretion and without prior notice, terminate your access to the Site and/or block your future access to the Site if we determine that you have violated these Terms of Use or other agreements or guidelines which may be associated with your use of the Site. You also agree that any violation by you of these Terms of Use will constitute an unlawful and unfair business practice, and will cause irreparable harm to SICA Mobile, for which monetary damages would be inadequate, and you consent to SICA Mobile obtaining any injunctive or equitable relief that we deem necessary or appropriate in such circumstances. These remedies are in addition to any other remedies we may have at law or in equity. You agree that SICA Mobile may, in its sole discretion and without prior notice, terminate your access to the Site, for cause, which includes (but is not limited to)

  • (1) requests by law enforcement or other government agencies,
  • (2) a request by you (self-initiated account deletions),
  • (3) discontinuance or material modification of the Site or any service offered on or through the Site, or
  • (4) unexpected technical issues or problems.

If SICA Mobile does take any legal action against you because of your violation of these Terms of Use, we will be entitled to recover from you, and you agree to pay, all reasonable attorneys’ fees and costs of such action, in addition to any other relief granted to SICA Mobile. You agree that SICA Mobile will not be liable to you or to any third party for termination of your access to the Site because of any violation of these Terms of Use.

DISCLAIMERS.

SICA MOBILE DOES NOT PROMISE THAT THE SITE OR ANY CONTENT, SERVICE OR FEATURE OF THE SITE WILL BE ERROR-FREE OR UNINTERRUPTED, OR THAT ANY DEFECTS WILL BE CORRECTED, OR THAT YOUR USE OF THE SITE WILL PROVIDE SPECIFIC RESULTS. THE SITE AND ITS CONTENT ARE DELIVERED ON AN “AS-IS” AND “AS-AVAILABLE” BASIS. ALL INFORMATION PROVIDED ON THE SITE IS SUBJECT TO CHANGE WITHOUT NOTICE. SICA MOBILE CANNOT ENSURE THAT ANY FILES OR OTHER DATA YOU DOWNLOAD FROM THE SITE WILL BE FREE OF VIRUSES OR CONTAMINATION OR DESTRUCTIVE FEATURES. SICA MOBILE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF ACCURACY, NON-INFRINGEMENT, MERCHANT ABILITY AND FITNESS FOR A PARTICULAR PURPOSE. SICA MOBILE DISCLAIMS ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS AND CONDUCT OF ANY THIRD PARTIES IN CONNECTION WITH OR RELATED TO YOUR USE OF THE SITE AND/OR ANY OF OUR SERVICES. YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE SITE AND ANY LINKED SITES. YOUR SOLE REMEDY AGAINST SICA MOBILE FOR DISSATISFACTION WITH THE SITE OR ANY CONTENT IS TO STOP USING THE SITE OR ANY SUCH CONTENT. THIS LIMITATION OF RELIEF IS A PART OF THE BARGAIN BETWEEN THE PARTIES.

The above disclaimer applies to any damages, liability or injuries caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft, or destruction of or unauthorized access to, alteration of, or use, whether for breach of contract, tort, negligence, or any other cause of action. SICA Mobile reserves the right to do any of the following, at any time, without notice:

  • (1) to modify, suspend or terminate operation of or access to the Site, or any portion of the Site, for any reason;
  • (2) to modify or change the Site, or any portion of the Site, and any applicable policies or terms; and
  • (3) to interrupt the operation of the Site, or any portion of the Site, as necessary to perform routine or non-routine maintenance, error correction, or other changes.

SICA Mobile is not a bank. SICA Mobile is a financial technology company. Banking services provided by Mbanq’s Bank partners.